Client Qualifications
- Life Expectancy: 3 to 18 years without a life threatening or terminal illness.
- Minimum Age: 65
- Policy Size: $250,000 in face amount or higher.
- Policy Types: Whole Life, Term, and Convertible Term policies from US-based carriers rated ‘A’ or higher from S&P or ‘A1’ from Moody’s.
Other:
- Second to die policies are eligible.
- All policies must be beyond contestability period.
